API update 2020 - SCA

[res0]

Issue

There is a new EU regulation, which requires additional mandatory data about the user(buyer) - name, billing street, city, ZIP, country and e-mail.

Description

Source: https://doc.trustpay.eu/v01#apiUpdate2020Sca

What is SCA?

Strong Customer Authentication (SCA), as part of the Payment Services Directive (PSD2) in the European Economic Area, requires changes to customer authentication of online payments. In order to increase the security of online payments, a new version of customer verification will be required.

What SCA means for you?

TrustPay amended its payments gateway to meet the new regulatory requirements of SCA in a way that will require as few changes from the merchant´s side as possible. You will be required to send us some additional information about your customer in the payment requests for card payments and the rest will be done by TrustPay.

What changes do you have to make in your integration?

You have to send us the following additional fields in your payment requests for card payments:

Name	Description	Format
CardHolder	The cardholder name	Varchar(100)
BillingStreet	The street name and number of customer's billing address	Varchar(100)
BillingCity	The town, district or city of customer's billing address	Varchar(80)
BillingPostcode	The postal code or zip code of customer's billing address	Varchar(30)1
BillingCountry	The country of customer's billing address	Char(2)
Email	Customer email	Varchar(254)

1 Only alphanumeric characters are allowed. Other characters may be lost or changed during payment process.
For more information please check this section of our integration manual: Cards-Purchase

What is the deadline to update the integration?

You should ensure that your systems will comply with the above-mentioned changes by October 1st,2020. If you fail to update your integration, your transactions missing the new mandatory elements may be rejected by the issuing banks.